F.A.Q.


You can join the HBU community for free by simply completing the registration process and developing an HBU profile. Next, we encourage you to bring your own partner and allow us to provide the process to protect your mutual interest.  Next you will want to get verified and have your partner verified. Finally, you are invited to attend any scheduled events for meet & greets, where potential partners meet one another over some food and drinks. We also have plenty of resources to support your co-buyer agreements, including expert advice to avoid default , credit repair resource referral, lenders, and real estate agents. 
  1. We provide an infrastructure to help home buyers not available from lenders and real estate agents alone.
  2. We also provide access expert advice to avoid default 
  3. Lastly, we provide you with access to agents and lenders who are familiar with co-buyer challenges. 
Absolutely! We encourage families, friends and acquaintances to join together to participate in the background vetting process. We also provide access to  lenders through our network. We understand it can be awkward to ask people you know to undergo important background checks without possibly placing the relationship in an uncomfortable position, so we are here to help you with that important step.
Our members will have the assurance that their HBU buying partner will have a fully vetted criminal and financial background check. The buying partners will also  have access to expert advice to avoid default by way of a co-buyer agreement  agreement that will spell out the intentions and responsibility as well as ownership for each party. We recommend this document be reviewed by the buyers attorneys. 
Buying investment property and renting it out or flipping the property is a goal for many, but getting started can be difficult for one buyer on their own but two motivated and vetted members can do it. Our real estate agents can guide you through the process. 
Once you consider that there are millions of roommates living together  with a legal obligation to a lease and who are receiving no long term equity, you may want to consider the HBU option. It is possible to have a shared space or separate living quarters, depending upon the home. Also, we recommend developing a timeline for living together and co-dwelling agreements as needed.
If you need to work on your credit or create a good credit history you are not alone. In fact, according to Credit.com, "Only a small sliver of people have absolutely terrible credit scores, but plain-old bad credit? That’s a lot more common. Nearly a third of Americans have a credit score lower than 601 — the distinction between bad and fair credit — according to credit bureau Experian." Never fear we can help. Once you are a member we can recommend a resource to help you over time use strategies to build good credit. 
The length of your partnership is up to you. If you and your partner want to agree to one year or three-years or even a longer period of time, you certainly can do that. If you want to sell after a year to gain what equity you have acquired and move on, you can do that as well, it is up to you. 

THE TEAM – Over 100 years of experience

 
The Founder & CEO: Leena Bella Mayo is a seasoned business executive with a business school education with more than 15 years of experience as a chief of marketing and consultant with great brands including Western Union, First Data, Apple, GE, and more.
 
Principal Business Advisor: John Kaufman, Real Estate Investor, Businessman, Technology and Startup Mentor.
 
Mortgage Lending: Bob Kopf, has more than 30 years of professional business development and lending expertise as well as experience lending to co-buyers.
 
Real Estate : Forrest Wade is a real estate broker and experienced expert in the areas of co-buying for primary residence and investment purchases.
 






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