Profile Considerations


What type of Co-Buyer?

Be as specific as possible with your profile considerations but be flexible with your co-buyer agreement remembering this is not forever, just a stepping stone along your wealth building path.

Decide on location!

Not everyone speaks their minds but this is important ,so speak up! Do you want property in a specific location, a modern build, older or a new builds etc., be specific but be a little flexible.

Get verified status!

There are a lot of things in life that are optional and indeed a background check is optional but we strongly urge you to get one for yourself and urge your co-buyer to get one as well.  Verification, includes local and national criminal checks as well as sex offender clearance.

Credit repair resources

We all know one or two small events in life can impact your credit, student loans, divorce, illness, job loss, etc. No life event should define who we are and they do not have to stop our progress You can get credit reports with your HBU agent and we can help you find a credit support if needed.  

Get prequalified!

Deciding what the homes cost in your desired area is a good step but calculating what you can afford in a sharing HBU co-buy option is better. Get pre-qualified with our primary HBU lender in your market or one of our lenders or your own.

Co-Buyer Agreements

Our co-buyer agreements are very specific to each buyer purchase with specific provisions for potential default, timeline of co-ownership, and more.